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Managing investment in the current global scenario, witnessed by unprecedented volatility in stock prices world over, has become challenging and complex. The current scenario of interest rates volatility has made investment options more challenging for common man.
Given a choice to invest it is always better to diversify risk by investing in various instruments rather than investing the entire money in only one instrument. This needs a careful planning and study of various instruments, benefits, risks and tax savings associated with each instrument. Thus investment planning has become an integral part of the finance function. Taxes are dues which we pay for membership in our society; they are the price of living in a country. Tax planning is an important aspect of investment planning.
The PG Diploma Program in Investment and Tax Planning aims to prepare students/ executives to pursue rewarding careers in the field of investment and tax planning.
The Council of Certified Investment Advisors (CCIA): All students who successfully complete the PG Diploma Program are eligible to become members of CCIA subject to fulfilling the criteria for such membership. CCIA confers the designation of "Certified Investment Advisor" (CIA), on its members.
Program Structure
The program covers all the important topics related to Certified Investment and Tax Planning. The structure of the program is given below:
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Group/Part |
Subjects |
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Group A |
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Part I |
Financial Planning |
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Part II |
Managing Assets and Credit |
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Group B |
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Part III |
Insurance and Saving Schemes |
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Part IV |
Investment Planning |
Outline Curriculum
Group A
Part I: Financial Planning
Understanding the Financial Planning: Rewards of Sound Financial Planning, Planning Process, Planning Environment.
Financial Statements and Plans: Financial Future, Time Value of Money, Balance Sheet, Personal Financial Statements.
Managing Taxes: Calculating and Filing Taxes, Personal Taxation– Tax Laws, Income Tax, Wealth Tax, Tax Calendar.
Personal Tax Planning: Introduction, Zero Tax Status through Fixed Income Investments, Tax Planning through Long Term Capital Gains, Tax Planning through Established Growth Stocks, Tax Planning for the Family, Cooperate with the Tax Man, Tax Raids.
Part II: Managing Assets and Credit
Managing Cash and Savings: Cash Management in Personal Financial Planning, Financial Services Marketplace, Cash Management Products, Savings Program, Checking Account.
Automobile and Housing Decisions: Buying or Leasing, Meeting Housing Needs, Affordability, Home Buying Process, Financing the Transaction.
Personal Borrowing: Credit, Types of Open Account Credit, Obtaining and Managing Open Account Credit, Using Credit Wising.
Consumer Loans: Basic Features, Managing Credit, Single-Payment Loans, Installment Loans.
Risks & Returns: Intelligent Personal Investment, Risks, Returns, Regulation Returns versus Capital Appreciation, Dividends versus Yield, Compounding, Discounting, Present Values and Annuties, Bond Yields, Effect of Taxation on Returns.
Group B
Part III: Insurance and Saving Schemes
Life Insurance: Objectives, Cost of Life Insurance, Types of Insurance Policies, House Holders Insurance, Unit Link Insurance Plans.
Health Insurance: Need for Health Care Insurance Coverage, Types and Sources of Health Care Plans, Medical Expense Coverage and Policy Provisions, Long-term Care Insurance, Disability Income Insurance.
Property Insurance: Basic Principles, Homeowner’s Insurance, Automobile Insurance, Other Property and Liability Insurance, Buying Insurance and Settling Claims.
Small Savings Schemes: Common Features, Post Office Savings Schemes, Public Provident Fund, Savings Certificates, National Savings Schemes.
Bank Deposits: New Era in Banking, Five Plus Points, Fixed Deposits, Trust with Banks.
Real Estate: Agricultural Land, Farm Houses, Urban Land, House Property, Sources of Housing Finance.
Investing in Company Deposits, Debentures and Bonds: Company Deposits, Debentures of Private Sector Companies, Public Sector Bonds.
Estate Planning: Principles of Estate Planning, Trusts, Gifts and wills.
Retirement Planning: Overview, Social Security, Pension Plans and Retirement Programs, Annuities.
Part IV: Investment Planning
Investment Planning: Investing, Securities Markets, Making Transactions, Informed Investor, Online Investor, Managing Investment Holdings.
Investing in Gold and Silver: Popularity of Gold, Sources and Price of Gold, Gold in India, Prospects for Gold & Silver.
Equity Shares: Advantages of Equity Investments, Problems of Investing in Equity Shares, Types of Equity Shares, Factors which Influence Share Prices, Options and Futures.
Mutual Funds: Types of Mutual Funds, How a Mutual Fund Operates, Advantages, Performance, Risks Involved, Private Sector and Joint Sector, Money Market, Offshore Mutual Funds, Innovative Products.
Personal Portfolio Management
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©
2005-08 The ICFAI University, Dehradun. All rights reserved. Contact
The ICFAI University, Dehradun
for further information. |
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